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Our Fidelity Insurance policy protects businesses from financial losses in the event of a breach of trust by an employee.

Cover includes:

✔ Computer crime cover

✔ Loss of money, securities or goods 

✔ Theft of stocks and equipment 

Our WIBA Insurance addresses workplace risks as well as off-duty risks. It is a combination of the workmen injury benefit act (WIBA) and Group Personal Accident (GPA) covers. 

WIBA provides critical cover for your employees should they require medical assistance or are unable to work as a result of a workplace incident. Our insurance is designed around an approach focused on both risk mitigation and early-return-to-work practices.

We cover the employees of the Insured whilst on duty and engaged in the execution of the Insured’s business and/or any project undertaken by the Insured, against accidental bodily injury, disablement or death. Compensation is payable in accordance with the provisions of the WIBA Act 2007.

Cover includes:

✔ Medical Expenses Benefit

✔ Death Benefit

✔ Funeral Expenses Benefit

✔ Temporary Total/Partial Disablement Benefit

Provides cover for legal liability consequent upon death of or bodily injury to or illness of an employees which occurs during and in the course of employment and which results in a claim or claims first being made against the insured during the period of insurance.

Cover is available only if it is purchased together with WIBA.

Our Officers and Directors Insurance enables directors and officers to settle claims that may arise from decisions and actions taken within the scope of their official capacities. Officers and directors policies usually cover costs relating to wrongful decisions, but not decisions that are classed as criminal acts or that are designed to personally benefit directors.

Cover includes:

✔ Employment practice claims

✔ Shareholders derivative actions

✔ Liquidator/ receiver actions (direct or derivative)

Our Machinery Breakdown Insurance provides cover against sudden and unforeseen physical loss or damage to insured machineries. Costs of air freight and increased costs incurred as result of such damage can also be covered and recovered under this policy.

Cover includes:

✔ Factory production machinery 

✔ Workshop machinery

✔ Generators

✔ Industrial lathes

✔ Drills

✔ Compressors among other types of machinery

Our Professional Indemnity insurance is designed for professionals who provide advice or a service to their customers. It protects you against legal costs and loss from a claim of alleged negligent acts, errors or omissions in the performance of your professional services. The Cover includes professionals such as Lawyers, Architects, Engineers, Accountants/auditors, Trustees (Liability), Medical professionals (general practitioners, nurses, dentists, physiotherapists) among a wide range of others.

Cover includes:

✔ Defense costs

✔ Loss of documents

Court judgments awards